The Future Value Calculator helps you calculate the future value of an investment with optional regular contributions. Simply fill in the fields above and click Calculate to get an instant result.
This calculator is part of Calculate Wiki’s Finance Calculators collection.
What You’ll Need
- Present Value (Initial Amount) ($)
- Additional Contribution per Period ($)
- Interest Rate per Period (%)
- Number of Periods
Formula Used
FV = PV × (1 + r)ⁿ + PMT × (((1 + r)ⁿ − 1) ÷ r)
where r = rate per period, n = number of periods, PMT = periodic contribution
Example Calculation
Using example inputs — Present Value (Initial Amount) = 5000 $; Additional Contribution per Period = 100 $; Interest Rate per Period = 5 %; Number of Periods = 10 — the Future Value Calculator returns:
| Value | Result |
|---|---|
| Growth from initial amount | $8,144.47 |
| Growth from contributions | $1,257.79 |
| Total contributed | $6,000.00 |
| Total interest earned | $3,402.26 |
$9,402.26. Future value after 10 periods at 5% per period.
Helpful Information
Results from the Future Value Calculator are estimates based on standard formulas used in the finance calculators field. For projects with significant cost, health, or safety implications, consider verifying results with a qualified professional.