The Investment Calculator helps you project the future value of an investment with regular contributions. Simply fill in the fields above and click Calculate to get an instant result.
This calculator is part of Calculate Wiki’s Finance Calculators collection.
What You’ll Need
- Initial Investment ($)
- Monthly Contribution ($)
- Expected Annual Return (%)
- Investment Period (years)
Formula Used
Future Value = (Initial × (1+r)ⁿ) + Monthly Contribution × (((1+r)ⁿ − 1) ÷ r)
where r = monthly rate, n = number of months
Example Calculation
Using example inputs — Initial Investment = 1000 $; Monthly Contribution = 200 $; Expected Annual Return = 7 %; Investment Period = 20 years — the Investment Calculator returns:
| Value | Result |
|---|---|
| Total contributed | $49,000.00 |
| Growth (interest/returns) | $59,224.07 |
| Future value | $108,224.07 |
$108,224.07. Grown from $49,000.00 contributed over 20 years.
Helpful Information
Results from the Investment Calculator are estimates based on standard formulas used in the finance calculators field. For projects with significant cost, health, or safety implications, consider verifying results with a qualified professional.